Is Coachli really free, or are there hidden fees?

Coachli is free to use with no monthly subscription. You only pay a transaction fee on successful sales. The rate depends on currency: 4% plus a small flat fee for Naira sales, and 7.5% for USD and other Stripe currencies. There are no setup fees, no listing fees and no charges for unused months. Both Coachli and Gumroad share this no-monthly-fee model; the difference is per-sale rate.

Can I migrate from Gumroad to Coachli?

Yes. You can export your customer list and order history from Gumroad as a CSV, then import contacts into Coachli. For digital products, you re-upload your files (PDFs, videos, audio, course materials) into Coachli products. Email your existing customers about the new download URL when you switch over so they can re-access their purchases.

Does Coachli have a marketplace like Gumroad Discover?

Coachli does not have an internal marketplace like Gumroad Discover. Each creator gets a public profile page that ranks in search and can be shared from social bios, but Coachli does not push your products to other creators' audiences. If marketplace discovery is your only customer acquisition channel, Gumroad's Discover offers something Coachli doesn't. Most established creators rely on their own audience and find marketplace traffic small relative to direct sales.

Can my Nigerian or African clients pay me on Gumroad?

Gumroad processes payments through Stripe and PayPal in USD-centric currencies. Nigerian clients without USD-enabled cards or PayPal accounts will struggle to pay. Coachli integrates Paystack and Flutterwave, which accept Nigerian bank transfers, debit cards, USSD codes and mobile money natively. If you have African customers, this is the single biggest reason to choose Coachli over Gumroad.

Does Coachli support a simple digital download workflow like Gumroad?

Yes. You can upload a file, set a price, share the product link, and customers download after payment. Coachli's product creation flow is comparable in simplicity. Gumroad has a longer track record with edge cases (large file sizes, software licence keys), but for the standard PDF, video, audio and course downloads, Coachli is on par.

Is the 7.5% Coachli fee really cheaper than Gumroad's 10%?

Yes, on every direct sale. Coachli's 7.5% is lower than Gumroad's 10% + $0.50 per direct sale, so on every USD transaction you keep an extra 2.5% plus avoid the fixed fee. The gap widens further if Gumroad classifies the sale as marketplace (Discover), where their fee jumps to 30%. On Naira sales, Coachli's 4% + ₦50 is dramatically cheaper than Gumroad's USD-only model (which cannot natively process Naira at all).

Is Coachli safe for processing payments?

Yes. Coachli uses Stripe, Paystack and Flutterwave as payment processors, each of which is PCI DSS compliant. Coachli never holds funds directly. Your payouts come from the processor to your bank account on the schedule each processor sets.

Can I try Coachli before committing?

Coachli has a free forever plan with no time limit. You can create your account, set up products and sessions and process real sales without ever paying a monthly fee. You only pay the transaction fee when you make a sale, exactly like Gumroad.

How does Coachli compare to other Gumroad alternatives like Stan Store or Selar?

Stan Store charges $29/month flat plus standard Stripe fees, so it's cheaper than Gumroad on USD volume but has a fixed cost. Selar is Nigerian-built and charges 5 to 7.5% per transaction with a strong local marketplace. Coachli sits between them on price (cheaper than Gumroad on volume) and adds full coaching tools (sessions, live classes) plus native multi-currency that none of these alternatives offer.

Why should I trust Coachli for my coaching business?

Coachli has 15,000+ active coaches, consultants and creators using the platform, with over ₦1 billion in transactions processed to date. The company operates through Coachli Technology Inc. (Delaware, US) and Coachli Technology Ltd (Nigeria). Payment processing is handled by Stripe, Paystack and Flutterwave, all of which are independently regulated. Your customer data and sales records belong to you and can be exported at any time.

Coachli vs Gumroad: which is right for creators in 2026?

Gumroad has no monthly fee but charges 10% + $0.50 per direct sale (30% via marketplace). Coachli charges no monthly fee and 7.5% on USD or 4% + ₦50 on Naira. Full comparison of features, pricing and best use cases.

Coachli vs Gumroad comparison for coaches and creators in 2026

Coachli is a cheaper alternative to Gumroad on every direct sale: Coachli's 7.5% rate beats Gumroad's 10% + $0.50 fixed fee. (Gumroad jumps to 30% per sale when buyers find your product through their Discover marketplace.) Both platforms have no monthly fee, so the comparison comes down to per-sale rate, payment options and the depth of features beyond digital downloads.

For Nigerian creators paid in Naira, Coachli is dramatically cheaper than Gumroad at any revenue level (4% + ₦50 Naira vs 10% USD plus $0.50 with conversion friction). For low-volume creators relying on Gumroad Discover for marketplace traffic, Gumroad still has a small edge in built-in discoverability, though that traffic comes at the 30% marketplace rate. Coachli is stronger for coaches selling sessions and products together, and for anyone with African customers.

At-a-glance comparison

See how Coachli and Gumroad stack up side by side.

Feature	Coachli	Gumroad
Monthly fee	$0	$0
Transaction fee	4% + ₦50 on Naira. 7.5% on USD and Stripe currencies.	10% + $0.50 per direct sale. 30% per marketplace (Discover) sale. Plus standard payment processing.
Free plan	Yes, unlimited	Yes, with 10% + $0.50 fee on every sale
Product limits	Unlimited	Unlimited
Marketplace discoverability	Public profile page per creator	Built-in Gumroad Discover marketplace
1:1 session bookings	Built in, no Zoom needed
Live classes	Built in, up to 10 co-hosts
Digital products	E-books, courses, PDFs, audio, video, images	E-books, PDFs, courses, software, memberships
Payment processors	Stripe, Paystack, Flutterwave	Stripe, PayPal
Multi-currency (Naira, Cedi, Rand)	Yes, native	USD-centric, no Naira support
Course delivery	Yes, chapter-based	Basic course product type
Coaching workflow	Sessions, live classes, products in one place	No native coaching tools

Pricing math at every revenue level

Both platforms charge $0/month. The comparison is per-sale rate. Here is what that looks like by audience.

Nigerian creators paid in Naira

For any Nigerian coach or creator selling primarily in Naira, Coachli is dramatically cheaper than Gumroad at every revenue level. Gumroad cannot accept Naira natively. The cost difference for a Lagos-based creator earning ₦2,000,000/month is approximately:

Gumroad: 10% + $0.50 of ₦2,000,000 (after USD conversion) = ~₦200,000/mo plus per-sale fixed fees and FX losses, and your Nigerian clients cannot easily pay.
Coachli: 4% + ₦50 of ₦2,000,000 = ₦80,000/mo plus small per-sale fixed fees.

Savings with Coachli: ~₦120,000/month, plus your clients can actually pay in Naira.

USD-paid creators

For creators selling primarily in USD, Coachli's 7.5% beats Gumroad's 10% + $0.50 on every direct sale, and significantly beats Gumroad's 30% marketplace rate.

Example 1, new creator at $2,000/mo: Gumroad 10% + per-sale $0.50 = ~$210/mo (assuming 20 sales). Coachli 7.5% = $150/mo. Coachli saves ~$60/mo, ~$720/year.
Example 2, mid-tier at $5,000/mo: Gumroad 10% + per-sale $0.50 = ~$525/mo (assuming 50 sales). Coachli 7.5% = $375/mo. Coachli saves ~$150/mo, ~$1,800/year.
Example 3, established at $15,000/mo: Gumroad 10% + per-sale $0.50 = ~$1,575/mo (assuming 150 sales). Coachli 7.5% = $1,125/mo. Coachli saves ~$450/mo, ~$5,400/year.

Direct vs marketplace: Coachli wins on every direct sale. Gumroad only stays competitive on marketplace traffic where their 30% fee buys you discoverability you would otherwise need to create yourself.

Multi-currency creators

If you sell to both Nigerian and international customers, Coachli is the only platform that handles both fee structures natively. Gumroad forces your Nigerian buyers through USD payments via Stripe or PayPal, with currency conversion friction at every step. Coachli processes Naira sales at 4% via Paystack and USD sales at 7.5% via Stripe, in the same dashboard, with the same product.